51³Ô¹Ï

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(ORRM) provides primary casualty insurance products to large corporate and group insureds. A pioneer in the alternative risk market since the early 1950s, we deliver solutions and services that offer unparalleled flexibility to our insureds through innovative insurance program design and structure. Our service platform affords us a reputation among the very best at policyholder service in this market. 

Delivering Unbundled Primary Casualty Insurance Solutions

We specialize in structuring the following programs:

  • Large and matching deductibles
  • Retention plans
  • Captive reinsurance to single-parent captives and group-owned captives
  • Excess of self-insured retention (SIR) programs
  • Meaningful risk transfer limits are available, but thoughtfully underwritten

Insurance contracts are underwritten and issued by 51³Ô¹Ï Insurance Company, rated A+ (Superior) by AM Best, A2 Stable by Moody’s, and A+ Stable by Standard and Poor’s. Rating determinations made by rating agencies are subject to change from time to time. While the Company attempts to show accurate information, it cannot assure the timeliness of ratings referred to herein and assumes no obligation to monitor the ratings actions of any rating agency. AM Best ratings as of April 21, 2021; Standard & Poor's as of November 17, 2020; Moody's as of October 13, 2020. A+ (Superior) and A (Excellent) ratings from AM Best represent the 2nd and 3rd highest ratings, respectively, among 13 rating categories. An A2 rating from Moody's (Highest Quality) represents the 6th highest rating among 21 rating categories and an A+ (Strong) from Standard & Poor's represents the 5th highest rating among 20 rating categories. For the latest Best’s Credit Ratings, access .

"We value, and have grown confident in, 51³Ô¹Ï’s ability to meet the needs of our fast-moving and ever-evolving company."
- Drue Rutledge, Senior Director, Benefits & Risk Management, The Wonderful Company
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